Terms of Use

IMPORTANT NOTICE – PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE SITE OR ANY SERVICES, SOFTWARE, OR CONTENT AVAILABLE ON OR THROUGH THE SITE. THE SITE, AND ALL SERVICES, SOFTWARE, AND CONTENT AVAILABLE ON OR THROUGH IT, ARE FOR YOUR PRIVATE AND NON-COMMERCIAL USE ONLY.  YOU MAY NOT SELL, AUCTION, ALTER, DUPLICATE, TRANSFER, DISTRIBUTE OR OTHERWISE USE IN A COMMERCIAL MANNER THE SERVICES, SOFTWARE, OR CONTENT (INCLUDING BUT NOT LIMITED TO DEALS AND OFFERS).  BY USING THE SITE, YOU AGREE TO THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, PLEASE DO NOT USE THE SITE. ZOWASEL.COM RESERVES THE RIGHT, AT ITS SOLE DISCRETION, TO CHANGE, MODIFY, ADD OR REMOVE PORTIONS OF THESE TERMS OF USE, AT ANY TIME. AMENDED TERMS WILL BE PUBLISHED ON THE ZOWASEL.COM NETWORK AND WILL TAKE EFFECT IMMEDIATELY FOR NEW USERS, AND 15 DAYS AFTER DATE OF NOTIFICATION FOR EXISTING USERS. IT IS YOUR RESPONSIBILITY TO CHECK THESE TERMS OF USE PERIODICALLY FOR CHANGES. YOUR CONTINUED USE OF THE SITE FOLLOWING THE POSTING OF CHANGES WILL MEAN THAT YOU ACCEPT AND AGREE TO ALL SUCH CHANGES.

Copyright

Zowasel.com is an independently owned website (“Site”, “we”, “us” “our”). All software offerings and applications owned by Zowasel.com and made available on or through the Site including all Site design, text, images, photographs, graphics, audio, video, offers, interfaces and the selection of arrangements, coupons, and documents including; without limitation; marketing materials, press releases, white papers, product data sheets, and other information are copyrighted by Zowasel.com with all rights reserved. Intellectual property rights protect third parties.

Zowasel Trademark

Zowasel.com is not in a position to arbitrate trademark disputes between the advertisers on Zowasel.com and trademark owners. Accordingly, we encourage trademark owners to resolve their disputes directly with the advertisers, particularly because the advertisers may have similar advertisements on other websites. 
Similarly, Zowasel.com does not control and assumes no responsibility for content that appears on a third party's website that may be accessed via the Zowasel.com and trademark owners are advised to contact third-party websites directly to resolve trademark disputes.

Privacy Policy

This section describes what we collect and how we use it. Providing your personal information is always voluntary, and you can always choose not to provide your personal information by choosing not to use the service or feature. By providing your personal information you acknowledge and consent to our use of such information in accordance with this statement.
This Site’s Privacy Policy is designed to inform you of the types of information we collect from users, how we use that information, and the circumstances under which we will share it with third parties. 

This Privacy Policy applies only to Zowasel.com. It does not apply to your use of any other websites (whether or not operated by us), including any websites to which we provide links or websites of our partners or advertisers, or to any activities, which are not online.

By using Zowasel.com Network, you agree to the terms and conditions of the User Agreement, including this Privacy Policy, and you consent to our privacy practices. 

In addition to the privacy practices set out in this Privacy Policy, Zowasel.com Limited has established the following Binding Corporate Rules.

These Binding Corporate Rules are a commitment by Zowasel.com to adequately protect your personal information regardless of where the data resides, and depending upon your location, may provide additional privacy rights through your privacy regulator or a court. 

You can browse the Zowasel.com Network without telling us who you are or revealing any personal information about yourself. Certain features and services on the Zowasel.com Network require that you register or provide some information that allows us to identify you. 

We collect some information automatically from your computer while you browse our Sites, such as where you go on the Zowasel.com Network and what you do on Zowasel.com. We collect your IP address, computer and connection information, browser type and version, operating system and platform, the URLs you come from and go to next, and a cookie number.

When you register on the Zowasel.com Network, we collect and store your e-mail address and a password. When you participate in some of the Zowasel.com Network services, you may also choose to provide the following personal information: Profile information; including first and last name, member or user name and location.

Contact information; including email address, mailing address and phone number, product information; including the ratings, reviews, tags, comments and other contents you post, and the items in your wish lists.

Other information that allows us to personalize your Zowasel experience - for example, your filter and profile preference. We may get additional information from or about you in other ways not specifically described here. For example, you might contact us or respond to a survey, or we might get a third-party complaint about you.

Co-Branded Services

You will sometimes see Zowasel.com content on other websites, labeled "Powered by Zowasel.com." This usually happens when we syndicate our Zowasel.com listings for use on other company websites. These listings appear with another company's logo at the top of the page. When you browse these syndicated listings, you are subject to that company's privacy policy and we do not collect any personal information about you or receive any personal information from these other companies.

You may also interact with our product review services on websites operated by other companies. When you submit reviews or other content using our product review services, the information we collect is subject to our policies. We clearly label our product review services with the Zowasel.com Privacy Policy and User Agreement.

We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent. We may combine your information with information we collect from other companies and use it to improve and personalize our services, content and advertising. 

If you do not wish to receive marketing communications from us or participate in our ad-customization programs, simply indicate your preference in your Zowasel.com account or by following the directions provided with the communication or advertisement.

Conditions

We may share information with our sister company Street Toolz to provide joint content and services (like registration, transactions and customer support), to help detect and prevent potentially illegal acts and violations of our policies, and to guide decisions about their products, services and communications. Members of our corporate family will use this information to send you marketing communications only if you have requested their services. 

We may share your information with service providers under contract who help with our business operations (such as maintaining the zowasel.com Network and providing related services).

On the Zowasel.com network, you may have opportunities to express interest in or register for third-party products and services. If you do, we will provide information about you to the third party to implement your request. We may use survey results for our internal development and market research and share the results with our affiliates, consultants, vendors and service providers.

As our business evolves, Zowasel.com may sell, transfer or otherwise share some or all of its assets in connection with a merger, reorganization or sale of assets, or in the event of bankruptcy. In such an event, personal information may be one of the assets transferred.

Registered members can review and change personal information by accessing the member page on zowasel.com by simply update your personal information if it changes or becomes inaccurate. You can close your zowasel.com account by contacting support@zowasel.com 

We may retain some information from closed accounts so that we can comply with law, prevent fraud, assist with investigations, resolve disputes, analyze or troubleshoot programs, enforce our User Agreement and take other actions otherwise permitted by law. If your account or membership is terminated or suspended, we may maintain some information to prevent re-registration.

Other Disclosures

We may disclose information when permitted by law or under the good-faith belief that such disclosure is necessary under applicable law; to comply with legal process served on Zowasel.com; to protect the property or interests of Zowasel.com, its agents and employees; or to protect personal safety or the public.

Public content 

Some sections of the Zowasel.com allows you to contribute ratings, reviews, tags, comments, and other content, either on one of our websites or via our product review services on other websites. This content may be displayed publicly on the Zowasel.com and elsewhere on the web. 

The reviews and comments you publish may be displayed with your member or user name. Registered members can un-publish reviews by logging in to their accounts; reviews submitted through our product review services may not be unpublished. 

For some of our features, other members may be able to request email notifications of your new public content or publish their own comments to your reviews. You can also choose to make your wish lists public, but they are private by default.

We may use the public content to develop aggregate ratings, personalize Site views, market products or identify or feature popular members. For example, we may promote most popular or highest-earning reviews and members. While we do not expect to transfer the complete review rating and web of trust database to others (except as discussed in this policy), we use the database throughout our network and to generate results for others.

Emails/Newsletters

If you send emails to a recipient through our Site, they will receive your email address and any personal message you include. Although we do not retain in any easily retrievable way the addresses you email, these emails are not private communications. You may not use our email tools to send spam or content that violates the User Agreement.

Anti-Spam Policy

Zowasel.com does not tolerate spam. We do not send emails to anyone without permission, and we do not sell or rent email addresses to any unauthorized third party. This does not mean that we can prevent spam from happening on the Internet. If you believe that you have received an unsolicited email from us, please contact us at support@zowasel.com and we will investigate.

Cookies & Web Beacons 

A cookie is a piece of data tied to information about the user and stored on the user's computer. Web beacons are similar in function to cookies and are used to track the online movements of Web users. 

Zowasel.com and the Street Toolz corporate family provide joint services and may sometimes place anonymous cookies or web beacons on your computer when you visit our Sites or our co-branded Sites. We use these cookies and web beacons to recognize returning users, measure traffic, tack conversion and activity on the Sites, monitor and improve our services and protect against fraud. We also use cookies to customize services, content, advertising and promotional offers.

You can block cookies by changing the settings on your browser (contact your ISP for help), but doing so may prevent us from delivering certain services to you. Your browser must be set to accept cookies in order to access the Zowasel.com Network as a registered member.

Advertisers’ Cookies

We use the services of third-party advertising companies, who may place cookies that allow them to collect information from you and use anonymous information about your visits to the Zowasel.com Network.

Links to other Sites

The Zowasel.com Network contains links to other websites. Zowasel.com is not responsible for the privacy practices or the content of these websites. If you have concerns about how other websites collect and use information about you, make sure to read the respective website’s privacy policy.

Choice/Opt Out Policy

We understand you may not want to receive promotional email from us or from our partners and advertisers. You can choose to opt out of receiving promotional email communications from us by selecting to opt out if and when you register on our Site, by following the unsubscribe instructions in the email communication you receive from us, or by contacting us directly. 

You can stop us from sharing your contact information with our partners and advertisers for direct marketing purposes either by selecting to opt out if and when you register on our Site, by following the unsubscribe instructions in the email communication you receive, or by contacting the partner or advertiser directly.

In some cases we request that you submit personal information in order to forward this information to our partners that have products or services in which you may be interested. In the event we share this information with our partners (e.g., lenders or educational institutions or service providers), we no longer have control over the use of such information and your rights regarding such use will be governed by the policies of our partners. 

You will then have to contact them directly with any opt-out request. At any time, you have the ability to opt out of receiving marketing communications (including customized ads) from the Zowasel.com Network, but you may not opt out of administrative emails (for example, emails about your transactions or policy changes) while you are a member of the Zowasel.com Network. You can opt out by either changing your preferences or following the directions provided with the communications or advertisements.

License And Site Access

Zowasel.com grants you a non-exclusive right and license to access and use the Site for personal, non-commercial purposes, other than to purchase items from third-party merchants accessible via links on the Site. This license does not include and strictly prohibits: any resale of the Site or its contents; any collection and use of any product listings, descriptions, or prices other than as expressly authorized herein; any derivative use of the Site or its contents; or any use of data mining, robots, or similar data gathering and extraction tools. 

The Site, including its operation, interface and contents, are covered by Nigerian copyright laws and international laws and treaties, and may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any unauthorized commercial purpose without the express prior written consent of Zowasel.com. 

Any unauthorized use shall immediately terminate the licenses and rights granted by Zowasel.com and any Licensors hereunder, and may subject you to civil and/or criminal prosecution. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to any page of the Site so long as the link does not portray Zowasel.com, its subsidiaries, affiliates, Licensors, co-brand partners and other partners or their respective services in a false, misleading, derogatory or otherwise offensive or damaging manner. 

You may not use any Zowasel.com, Licensor, subsidiary, affiliate, co-brand partner, or other partner logo or other proprietary graphic or trademark as part of a link to the Site without first obtaining the express written consent of Zowasel.com, the subsidiary, affiliate, co-brand partner or other partner or Licensor (as applicable).

Zowasel.com does not guarantee continuous, uninterrupted or secure access to its services or the Site, and the operation of the Site may be interfered with by numerous factors outside or within Zowasel.com 's control.

Content

Zowasel.com provides a number of different services to assist you in your shopping for products and services on the Site. Zowasel.com is paid by merchants or other third parties for listing products and services on the Site and for promotions such as featured merchants, top deals, featured products and showcases. 

Zowasel.com does not sell, resell or license any of the products listed on the Site, nor is Zowasel.com acting as an agent of sale, and Zowasel.com disclaims any responsibility for, or liability related to, such products and services (see Disclaimer of Warranties and Limitation of Liability, below). Any questions, complaints or claims related to any product should be directed to the appropriate merchant or seller.

Zowasel.com does not warrant that product descriptions, pricing, editorial commentary or any other content of the Site, regardless of its source, is accurate, complete, reliable, current or error-free. Site content is provided for informational purposes only and does not constitute an endorsement by Zowasel.com of any product, merchant, seller, service, or any reviews or comments thereof regardless of the source of such review or comment. 

Zowasel.com assumes no liability for inaccuracy or incompleteness in its search results, editorial content, deals and coupons, user ratings (e.g. user merchant rating, or user product rating) or other content on the Site.

A note about Mature Content Channel Listings Zowasel.com provides a platform for the display of materials, which may, in some jurisdictions, be considered "mature" content. No representation or warranty is made regarding the types of products, their use or any compliance with law related to their display or use. Availability of such content is reserved for users self-identifying as meeting the age requirements for access.

Content Submission

By contributing or submitting any content to the Site, you warrant that you are the author and owner of the intellectual property rights thereto or have the appropriate license and sublicense rights from the owner, and you grant Zowasel.com a worldwide, perpetual, irrevocable, royalty-free, transferable right and license to use, copy, modify, delete in its entirety, adapt, publish, translate, create derivative works from and/or sell and/or distribute such materials and/or incorporate such materials into any form, medium or technology, and you also grant the right to Zowasel.com to sublicense any and all of the foregoing rights to third parties, in all cases without compensation to you. In addition, you warrant that all "moral rights" that you may have in those materials have been voluntarily waived by you. 

None of the materials shall be subject to any obligation of confidence on the part of Zowasel.com, its agents, subsidiaries, affiliates, Licensors, co-brand partners or other partners and their respective directors, officers, employees, agents and representatives. Zowasel.com reserves the right to change, condense or delete any content on the Site that Zowasel.com deems, in its sole discretion, to violate the content guidelines or any other provision of this Agreement.

You agree that you shall not post or provide any information to/for the Sites:
that is known by you to be false, inaccurate or misleading; that infringes any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy; that violates any law, statute, ordinance or regulation in any applicable jurisdictions (including, but not limited to, those governing export control, consumer protection, unfair competition, anti-discrimination, false advertising and privacy); that is, or may reasonably be considered to be, defamatory, hateful, racially or religiously biased or offensive (including the use of swear words), unlawfully threatening or unlawfully harassing to any individual, partnership or corporation;
for which you were compensated or granted any consideration by any third party; that seeks to obtain a commercial advantage; that includes any information that references other web Sites, addresses, email addresses, contact information, phone numbers or other personal information such as credit card numbers; or that contains any computer viruses, worms or other damaging or potentially damaging computer programs or files.

In contributing or submitting any content to the Site, you agree not to use a false or misleading email address, impersonate any person or entity, or otherwise provide any misleading information as to the origin of any content that you submit. You should also note your obligations to indemnify Zowasel.com (among others) for the content you submit as set forth in the indemnity section, below.

You agree that you will not use any device, software or routine to bypass our robot exclusion headers, or to interfere or attempt to interfere with the proper working of the Site or any sales being conducted through the Site. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on Zowasel.com's computer systems or communications infrastructure. You agree that you will not use any software robot, spider, other automatic device or manual process to monitor or copy Site pages or the content contained therein without Zowasel.com's prior written consent.

Security

Zowasel.com uses physical, electronic and administrative safeguards, including advanced firewall and password protection for our databases, designed to protect the security of information. We restrict access to your personal information to employees that need to know that information in order to operate, develop or improve our services. However, as you probably know, third parties may unlawfully intercept or access transmissions or private communications.

Therefore, although we work very hard to protect your privacy, we do not promise, and you should not expect, that your personal information or private communications would always remain private.

If you have any questions about this privacy policy or the practices of Zowasel.com, you may contact our Legal Department.